Certificate of Insurance

Same-Day Certificate of Insurance for Contractors

In the vast majority of cases, we issue COIs within two minutes, guaranteed within 24 hours, for policies written through us. Every certificate carries the wording your general contractor or licensing board asks for: additional insured, primary and non-contributory, and waiver of subrogation, with the certificate holder listed exactly as they require. If your policy is not with TradeGuard yet, call (913) 689-5474 and we will quote and place the coverage first. That two-minute turnaround is for issuing a certificate on a policy we already write.

Tell us who the certificate is for and we'll take it from there. Your EIN is how we find your policy — everything else is the certificate holder's details.

What kind of COI do you need?
Your info

We'll email your COI here.

The 9-digit EIN your policy is under — this is how we find your coverage.

Who is the certificate for?
Project details

Filing a certificate for a license? See the requirements for Kansas roofing registration, Johnson County and Kansas City, Missouri.

What happens next

  • Basic requests: We add your certificate holder to your current policy and email the COI to you. In the vast majority of cases we issue COIs within two minutes, guaranteed within 24 hours.
  • Contract requests: We review the contract's insurance requirements against your policies. If everything checks out, your COI is issued with the required wording. If there's a gap, our team reaches out before anything goes wrong on site.

What goes on your certificate

  • Certificate holder, exactly as written: The general contractor, property owner, city or licensing board, spelled and addressed the way their contract or application requires.
  • Additional insured: Shown on the certificate when your policy carries the additional insured endorsement the contract calls for, including ongoing and completed operations where required.
  • Primary and non-contributory: Shown when your policy includes it and the contract asks for it.
  • Waiver of subrogation: On general liability and workers compensation, shown when the endorsement is on the policy. If it is not, we tell you before the certificate goes out.

Trades we issue certificates for

  • General contractors bidding or starting a job
  • Roofers
  • Framers and carpenters
  • Painters
  • Electricians
  • Plumbers and HVAC contractors
  • Flooring, window and exterior contractors
  • Landscapers and site work crews
  • Handyman and home services businesses

Working alone and only need proof of workers comp for a general contractor? See workers comp ghost policies in Kansas and Missouri.

Frequently asked questions

TradeGuard does for the policies it writes. In the vast majority of cases we issue a certificate within two minutes of your request, and every request is guaranteed within 24 hours. If your coverage is with another agency, the turnaround depends on them; you can call us to quote and place coverage first.

If your policy is written through TradeGuard, submit the form on this page with your EIN and the certificate holder's details and the certificate is usually in your inbox within minutes. If the contract has specific insurance requirements, include them so we can check your policy against them before issuing. If you are not insured with us yet, call (913) 689-5474 so we can quote and place the coverage the contract requires first.

A certificate can only show what your policy actually includes. If the contract requires additional insured status or a waiver of subrogation and your policy already carries that endorsement, it goes on the certificate. If it does not, we flag the gap and work with the carrier to add the endorsement where it is available before the certificate is issued, so you are not handing a general contractor a certificate your policy cannot back up.

Any contractor or trades business with a policy written through TradeGuard, including general contractors, roofers, framers and carpenters, painters, electricians, plumbers, HVAC contractors, flooring, window and exterior contractors, landscapers and handyman businesses.

Your EIN, which is how we find your policy, and the certificate holder's name and mailing address as they want it shown. For contract requests, also send the contract's insurance section so we can match the wording.

Yes. Licensing offices often require a specific certificate holder and minimum limits. See the requirements for Kansas roofing registration, Johnson County contractor licensing and Kansas City, Missouri contractor licenses linked on this page, then request the certificate here.